Agro & Social Fund Management team

Rozana Orozi

Executive Director

Mrs. Rozana OROZI is an economist and has long expertise and professional experience in the financial sector, mainly in microfinance development and sustainable development. She has been engaged in the public sector (Ministry of Economic Cooperation and Trade) and has dealt with the SMEs development and consumer protection and related public strategies and policies development. Since 2001 she has been directly involved in the microfinance sector development, contributing to various levels of management at the BESA Fund and since 2019 she has been appointed as Chief Executive Officer at Agro & Social Fund. Mrs. OROZI is graduated in 1998, from the Faculty of Economics, University of Tirana, and hold an MBA degree. She has attended a number of trainings and internships in various international organizations, such as the Microfinance Center, the Agence Intergouvernementale de la Francophonie, the Bankakademie-Germany, the Ministry of Foreign Affairs of the Czech Republic, the Ministry of National Economy of the Hellenic Republic, etc. She is married and the mother of two sons. She is a music fan (she also plays the violin) and loves the literature (she writes poetry and essays).

Nexhat Hasani

Director of the Credit Department

Mr. Hasani graduated from the Agricultural University of Tirana in 1985. After graduation, he attended two postgraduate studies, one at the Institute of Land Studies and the other at the Agricultural Economics and Finance branch. At the beginning pf his career worked in the public administration, then moved to the microfinance sector, and counts 25 years of experience in this industry. During this journey, he has held several positions at different management levels, where among the longest in time is the position of branch director, which he held both at Fondi Besa and at ASF. During his experience, he has conducted several different trainings, both inside and outside the country, among which we can mention: "Strengthening the role of savings and credit societies" organized by Rabobank in the Netherlands; another training for savings and loan companies in Moscow; 11-day training by the ILO, for savings and credit companies in Turin; 15-day training from "Credit Mutuel" Paris; Study trip on management skills to Raiffeisen Cooperatives, Germany, etc. Experiencing work in microfinance in all its dimensions, Mr. Hasani, holds the position of Director of the Credit Department at ASF. His passion is books and travel.

Teuta Kinkaj

Director of the Risk Department

Mrs. Kinkaj graduated from "Luigj Gurakuqi" University, Faculty of Foreign Languages, in 2011. In search of further professional development, she took a new step, diversifying her field of studies, in the business profile. With this aim, Mrs. Kinkaj studied at "Aleksandër Moisiu" University, Faculty of Business, from where she graduated in 2014, in the "Business Management" branch. The beginning of her career in the private sector, at "Besa Agro Invest", for a period of 3 years, has equipped her with the appropriate expertise in the field of marketing and managing relations with third parties. With the goal of integration in an important and challenging sector, since 2018, Mrs. Kinkaj is engaged in the microfinance sector. Since that year, she has contributed in several positions at the Agro & Social Fund, having the opportunity to get to know the basic activity of the institution - lending and especially, the risk to which it is exposed. From 2023, she holds the position of Director of the Risk Management Department, in Agro & Social Fund. In function of professional growth and development of responsibilities, she attended various trainings, both inside and outside the country. Her passion is reading and traveling.

Lindiana Zyfi

Director of Finance Department

Mrs. Zyfi is working in the microfinance sector since 2010 and from 2017 she is holding the position of Finance Manager in Agro & Social Fund. She joined Agro & Social Fund in 2010 (previously, known as VisionFund Albania) and during this period, she has been successfully promoted to several job positions in Administration Department, Finance Department and Projects that have given to her the possibility to know the institution in different aspects and to format her contribution in the best way. Professional Development is related to the trainings that Mrs. Zyfi has participated in and out the country on Social Performance, Effective Management, Accounting Standards and Financial Reporting which have contributed in concrete results and effective performance over the years. Mrs. Zyfi graduated with Master’s degree in Business Administration in 2010 at Faculty of Economics, University of Tirana and completed her Master's degree in Public Administration at this faculty in 2014. She is a strong believer in positive thinking and out of work, she is always looking forward for the coming trip and being in touch with nature.

Gentiana Sheshi

Director of Information Technology Department

Mrs Sheshi has a diploma in Natural Sciences and has more than 25 years of professional experience including microfinance institutions, public education sector, management and administration, PR, implementation and monitoring of different projects for public education institutions and civil society development. In 2010 she joined Agro & Social Fund staff where in years she is promoted in different positions and since 2019 she is the IT Director. Her professional experiences comprise many fields i.e organizing research to collect raw data and their processing, in evaluation/auditing and reporting of social development, inside ASF’s target groups by evaluating their compliance with objective goals and requirements, the database’s conceptualization and functioning, and network’s creation and maintaining. Mrs Sheshi has a very good performance regarding Bank of Albania’s Loan Register. She is certified in Xpert Microsoft Office, trainer of the trainers and other certifications taken inside and outside of Albania regarding other fields of microfinance. Her motto is: “We cannot do great things, only small things with great love” (Mother Theresa).

Anduena Karapici

Director of Human Resources & Legislation Department

Mrs. Karapici has been engaged in the microfinance sector since 2017, and holds the position of Director of Human Resources & Legislation Department at the Agro & Social Fund. She graduated in 2014, at the Department of Social Policy and Social Work, Faculty of Social Sciences, University of Tirana, Master of Science in "Administration of Social Services". After completing her qualifications at the university with excellent results, in 2015, she became part of the pedagogical staff of the Policy and Social Work Department as a part-time lecturer, in such subjects as: "Organizational Behavior", "Human Resource Management”, “Organization of Public Administration” and “Social Business”. Her experiences include both teaching and administrative and scientific research work, presenting and publishing in December 2015, the first scientific research on New Public Management in the Local Administrative Units of the Municipality of Tirana - "Its impact on administration work, as well as the community invovlvment in the territorial development of the area”. In addition, participating in training programs, workshops domestically and abroad, offered by the Alliance of Microfinance, Deutsche Gesellschaft fur international Zusammenarbeit (GIZ) GmbH, USAID, National Chamber of Mediation, Institute for Democracy and Mediation (IDM), Leadership Institute (INL), etc., in the context of human resources management, think tanks, mediation, leadership, and strategic planning have been an accompanying part of her professional development. Traveling and exploring the historical cultures of a country is her passion.