Agro & Social Fund Management team

Rozana Orozi

Executive Director


Mrs. Rozana OROZI is an economist and has long expertise and professional experience in the financial sector, mainly in microfinance development and sustainable development. She has been engaged in the public sector (Ministry of Economic Cooperation and Trade) and has dealt with the SMEs development and consumer protection and related public strategies and policies development. Since 2001 she has been directly involved in the microfinance sector development, contributing to various levels of management at the BESA Fund and since 2019 she has been appointed as Chief Executive Officer at Agro & Social Fund. Mrs. OROZI is graduated in 1998, from the Faculty of Economics, University of Tirana, and hold an MBA degree. She has attended a number of trainings and internships in various international organizations, such as the Microfinance Center, the Agence Intergouvernementale de la Francophonie, the Bankakademie-Germany, the Ministry of Foreign Affairs of the Czech Republic, the Ministry of National Economy of the Hellenic Republic, etc. She is married and the mother of two sons. She is a music fan (she also plays the violin) and loves the literature (she writes poetry and essays).


Sefedin Sula

Director of the Credit Department


Mr. Sula is a Business Management graduate from the University of Tirana who embarked on his career journey in the public sector. As an external lecturer at Aleksander Moisiu University, Peshkopi Branch, he imparted knowledge in various subjects, including Human Resource Management, Managerial Decision Making, and Business International, from 2011 to 2015. Transitioning to the dynamic microfinance sector, he accumulated nearly a decade of diverse experience. His journey began as a Loan Officer and steadily progressed to his current role as the Director of the Credit Department at ASF. This trajectory reflects his consistent dedication and exceptional performance. Throughout his professional journey, Mr. Sula has actively pursued continuous growth through various training programs, enriching his skill set and expertise. Beyond his career, his passions lie in the realms of travel and education.


Teuta Kinkaj

Director of the Risk Management Department


Mrs. Kinkaj's academic journey commenced with her graduation from "Luigj Gurakuqi" University, Faculty of Foreign Languages, in 2011. Motivated by a quest for greater opportunities, she embarked on a new educational chapter by enrolling at "Aleksandër Moisiu" University, Faculty of Business, graduating in 2014 with a specialization in "Business Management." Her professional voyage commenced in the private sector, where she devoted three years to "Besa Agro Invest." This period enriched her skills in marketing and cultivating external relationships. In 2018, Mrs. Kinkaj ventured into the microfinance industry. During her tenure at Agro & Social Fund, she assumed various roles, gaining deep insights into the organization's core functions, particularly in lending and risk management. Driven by her commitment to professional development and the expanding scope of her responsibilities, Mrs. Kinkaj actively engaged in numerous training programs, both at home and abroad. Outside her career, her passions extend to literature and the thrill of exploring new horizons through travel.


Daniela Qyra

Director of Finance Department


After her impactful tenure as Finance Manager in an intergovernmental non-for-profit organization, where she contributed significantly in promoting the spirit of reconciliation and fostering regional cooperation among the youth in the Western Balkans (WB6) region, Ms.Qyra made the decision to return to her roots at microfinance industry. She is a highly accomplished finance and accounting professional with a master’s degree in finance from the Economic University of Tirana. Over the course of her long career, she has demonstrated exceptional expertise and dedication in the financial sector. Ms. Qyra's commitment to professional growth has been evident through her participation in various training programs and development activities. These initiatives have contributed significantly to broadening her expertise and enhancing her skills in areas such as: Financial Management, Strategic Planning, Grant Management, Social Performance, Code of Ethics for Client Protection, and more. With a focus on compliance, accurate financial reporting, and effective financial controls, she strives to support and empower underserved communities through accessible and sustainable financial solutions. Together, with the incredible team at Agro & Social Fund, she aims to create a lasting positive change and opportunities for those in need.


Gentiana Sheshi

Director of Information Technology Department


Mrs Sheshi has a diploma in Natural Sciences and has more than 25 years of professional experience including microfinance institutions, public education sector, management and administration, PR, implementation and monitoring of different projects for public education institutions and civil society development. In 2010 she joined Agro & Social Fund staff where in years she is promoted in different positions and since 2019 she is the IT Director. Her professional experiences comprise many fields i.e organizing research to collect raw data and their processing, in evaluation/auditing and reporting of social development, inside ASF’s target groups by evaluating their compliance with objective goals and requirements, the database’s conceptualization and functioning, and network’s creation and maintaining. Mrs Sheshi has a very good performance regarding Bank of Albania’s Loan Register. She is certified in Xpert Microsoft Office, trainer of the trainers and other certifications taken inside and outside of Albania regarding other fields of microfinance. Her motto is: “We cannot do great things, only small things with great love” (Mother Theresa).


Anduena Karapici

Director of Human Resources & Legislation Department


Mrs. Karapici has been engaged in the microfinance sector since 2017, and holds the position of Director of Human Resources & Legislation Department at the Agro & Social Fund. She graduated in 2014, at the Department of Social Policy and Social Work, Faculty of Social Sciences, University of Tirana, Master of Science in "Administration of Social Services". After completing her qualifications at the university with excellent results, in 2015, she became part of the pedagogical staff of the Policy and Social Work Department as a part-time lecturer, in such subjects as: "Organizational Behavior", "Human Resource Management”, “Organization of Public Administration” and “Social Business”. Her experiences include both teaching and administrative and scientific research work, presenting and publishing in December 2015, the first scientific research on New Public Management in the Local Administrative Units of the Municipality of Tirana - "Its impact on administration work, as well as the community invovlvment in the territorial development of the area”. In addition, participating in training programs, workshops domestically and abroad, offered by the Alliance of Microfinance, Deutsche Gesellschaft fur international Zusammenarbeit (GIZ) GmbH, USAID, National Chamber of Mediation, Institute for Democracy and Mediation (IDM), Leadership Institute (INL), etc., in the context of human resources management, think tanks, mediation, leadership, and strategic planning have been an accompanying part of her professional development. Traveling and exploring the historical cultures of a country is her passion.